I have never been one of the doom-and-gloom guys who thinks the financial systems are about the abruptly break down and that we will all go back to the stone age. Never thought the Y2K bug will wipe off all the online financial systems to the ground. Never in my life...
Like a savvy treasure hunter seeking golden deals, you’ll find that maneuvering through Canada’s grocery landscape doesn’t have to drain your wallet. Rising food costs have made smart shopping more essential than ever, but you’ve got more...
The Tuition Tax Credit can help reduce your tax bill by 15% of eligible tuition fees paid to qualified educational institutions. You’ll need to be at least 16 years old and pay more than $100 in tuition fees per institution to qualify. Both full-time and...
Just as you’re settling into your college routine, you’ve received your first TFSA contribution notice—and it couldn’t come at a better time. You’ve likely heard about these tax-sheltered accounts but might wonder if investing while juggling...
Just as you’re celebrating your graduation, your first OSAP repayment notice arrives in the mail – a coincidence that quickly brings you back to financial reality. You’re now facing the responsibility of managing your student loan debt, and...
The LLP can be a game-changer for your educational journey, offering tax-free withdrawals to fund your studies. As a Canadian student, you’ve likely heard whispers about this RRSP withdrawal option, but you might not fully grasp its potential. However, like any...
Before You Begin: A Friendly Heads-Up Before we set sail on this voyage through the ins and outs of Canadian retirement planning, let’s get one thing clear (so my legal team can sleep at night). The advice you’re about to receive comes from an AI—think of...
Before you dive into the ocean of wisdom that our AI pal ChatGPT is about to pour out, let’s get one thing straight (so my lawyer doesn’t have a heart attack). The advice you’re about to receive is generated by an AI that’s brilliant but...