Payday loans can be a rough ride there is no doubt about that. If you're in a position to have to take out one of these high-interest tools, then clearly you've missed a few basic personal finance steps along the way. Does that mean that you should be sentenced to...
When we first started My University Money we weren’t sure exactly what we wanted to be in terms of who we were writing for. Obviously we wanted to help the everyday student (and we think we’ve done a pretty good job of that, take a look at our past articles), but we...
The whole topic of how much to tip has been done to death in my opinion, but are “the rules” always the same for everyone? To be honest, I still don’t completely understand the whole notion. The concept of tipping always makes me feel awkward and nervous no matter...
So you’re down to the nitty gritty for Christmas gifts yet again. Last year you promised yourself it would never come to this again. No more last second stressful dashes to the mall to fight crowds of other anxiety-ridden zombies. Yet somehow December just flew by...
Debt is the new normal right? We talk to hundreds of current post secondary students and high school graduates every day and the outlook seems to be getting bleaker and blear. I mean, there’s no way you could get through university without debt. And not just...
When it comes to student finances, reining in spending deservedly gets the majority of the attention in relation to saving. If a student gets out of school “at zero” or debt-free these days that is usually considered a major victory; therefore the whole idea of...
I have always found that one of the major divides that gets little-to-no press across post-secondary campuses in Canada is the rural-urban split. It has always amazed me that young adults who lived with their parents and paid no rent would pour so much energy into...
It is no longer wishful thinking to advance the cause of an unborn child getting quality college education. Findings in the US place the number of parents setting aside savings for the college tuition of their not-yet-born children, at twelve percent higher, than...