Several different studies have shown that Canadians sacrifice a huge amount of money throughout the course of their lives simply by not negotiating their mortgage. In fact, it always kind of amazes me that people are willing to spend hours comparison shopping in...
As students everywhere are getting their tax returns back and experiencing a bevy of free time on their hands due to classes ending, a few things will readily become apparent in campus bars all across the country. The most obvious of these realizations will be that...
You’re a university student – is there any time or money to even think about starting and contributing to a savings account? On the surface, it doesn’t seem that it’s something that should warrant serious consideration. But part of what you’re doing in school is...
After most of us gained the infamous freshmen 15 our first year in university (I managed to hold off my weight gain until my third and fourth years due to sports) most of my friends decided we should try to make an effort to stave off the obesity that was fast...
Getting a credit card when you’re a student could be the best – or worst – decision you make. Credit cards obviously come with a number of advantages, and can be especially handy if your cash flow is not always that steady.  However, if you don’t know what you’re...
Financial troubles don’t usually start with something dramatic, such as the loss of a job or other sudden financial difficulty. Most times, they develop over a number of years. Many times, they start early in life, when you’re young and just starting out in making...
This past week in one of my business courses that I teach we were going over the different types of registered savings accounts that Canada offers and one of my students asked me a very interesting question: “So Mr. Prevost, what you’re saying is that if someone puts...
As a recent graduate from university I discovered very quickly that I did a poor job at managing my finances as a student. This has become a near “universal” truth for university students. I entered the workforce with a large amount of student loans, a low...