Student Loans – Jackpot! (Kind Of) Part 1 of 3
Most of you have probably heard the term “student loans” before in a few contexts. The term is kind of amazing in that it means different things in different situations. For example, if you are an 18-year old that just got told their bank account balance since their...Student Lines of Credit
If you are set up with a bank or credit union under a student plan, then chances are you have received promotional materials for their student line of credit (SLOC). These financial tools (like most others) are useful if used properly and can really get a student...Why You Should Take Out Student Loans
If you’re parents are like mine (pretty solidly middle-class) they raised you to have an aversion to debt. Don’t go into debt unless you absolutely have to was one of the only pieces of financial advice that was ever given to me. Now you can learn much worse...Using a Student Loan To Invest – Smart or Unethical?
I recently came across an interesting thread on a forum concerning the usage of student loans. These people had basically invented a fairly brilliant, if somewhat ethically-grey strategy for maximizing returns when they used a student loan to invest. These...Debt Consolidation
Much like my “Coffee-a-Day” article, no personal finance site would be complete without an article done on debt consolidation. The truth is that this relatively simple set of principles can save you a lot of money, especially when you are young and taking on a...Pay Off the Student Loan or Invest For the Future?
In personal finance circles there is an age old debate whether paying down non-consumer debt such as your mortgage is preferable to investing for your retirement. For students, the principles of this debate extend to the student debt they take away from their...Student Loans vs Debt Free – A Lifetime Comparison
For many people student loans are a fact of life. They always knew they would have to get them, and when they did it wasn’t a big deal. After graduation the loans were always there as they started their working life, so they probably never considered what the true...Honorable Media Mentions
