What many people don’t realize about a RESP (and RRSPs for that matter) is that it is a plan and not an actual investment product that you buy. RESPs were initiated by the government to provide people with a tax free incentive to grow investments that are earmarked...
“It’s not the hours you put into your work that counts, it’s the work you put into your hours.” -Sam Ewing I received pretty good marks in university. I never won university-wide awards or prestigious medals or anything like that, but I did well enough to...
“It’s ok, my student loan comes in on Thursday, shots are on me,” – 2011 university student “I have my mortgage, car payment, and student loan payment coming up,” – 2002 university graduate today I don’t want to start this article off misleading anyone. I definitely...
“My net worth is uh… well…let me think…Oh my credit score? Well I would assume it’s pretty good…” This was the conversation that got me into the world of personal finance about a year ago. I was just finishing up my post-secondary education with a Bachelor of...
Yesterday I wrote about the initial decision students have to make when they decide to go on to post-secondary education. Once you decide whether you want to stay at home or live independently while going to school your next set of options opens up. Obviously if you...