RESP Rules – Not Exactly Tax Free
The first thing to realize about RESPs is that they are taxed in the hands of the student and do not add income of any kind to the subscriber. This is intentionally set up by the government because students usually don’t use all of their tax credit room anyway. RESP...RESP – An Investment For the Future
What many people don’t realize about a RESP (and RRSPs for that matter) is that it is a plan and not an actual investment product that you buy. RESPs were initiated by the government to provide people with a tax free incentive to grow investments that are earmarked...Living Frugal In An Apartment – Part 2: Utilities
Utilities in any given apartment can add up to be near the cost of rent in some cases. You need your electricity, your natural gas, and your water/garbage removal, so all you can do with those bills is to try to reduce them. For tips on how to reduce your electric...Time Management and the Pareto Principle
“It’s not the hours you put into your work that counts, it’s the work you put into your hours.” -Sam Ewing I received pretty good marks in university. I never won university-wide awards or prestigious medals or anything like that, but I did well enough to...Honorable Media Mentions
