Not Sure What to Do After Graduation? Try Freelancing

Lots of students graduate from university, still not 100% sure what it is they want to do career-wise. Sometimes you have early success, and the first job that you take then defines the career path that you will follow. Many other times however, the career path zigzags, and it may be some time before you know exactly what you’ll be doing. If you’re not sure what to do after graduation, you might want to try freelancing.

There are a number of reasons why freelancing should be considered as an option:

There’s Not Always a Job Waiting at Graduation

Not Sure What to Do After GraduationThe job market has become much more selective than it once was, and it’s not at all unusual for university graduates to have difficulty finding employment. This is especially true following graduation, since the market is usually at least somewhat glutted with new graduates looking for jobs. The situation is even more competitive if the economy is in recession, and job simply aren’t available.

Related: MMFBT 012 – Miranda Marquit: How to Become a Freelance Writer

If you can’t get a job immediately after graduation, freelancing may help to fill void. It will give you an opportunity to work in your desired career field – at least in some capacity, however limited – and that may help you to generate income while you’re looking for something permanent.Continue Reading

MMFBT 019 – Doug Hoyes – Can Bankruptcy Erase Student Debt?

“I got it all figured out man… Sure I’ll be in school for a bunch of years, but I’ll live the good life off of student loans!  The government is so dumb that they’re going to pay for me to become a lawyer/engineer/doctor and then when it’s done I’ll just declare bankruptcy and the slate will be wiped clean!  Sure, my credit rating might be rough for a couple of years, but that’s definitely worth getting rid of a 150K in student loans right?”

While you might have heard some smart ass spout off and sound awfully similar to the quote above, it just doesn’t work like that in 2014.  Personally, I’m kind of a fan on this because just declaring bankruptcy and “getting rid” of your student loans essentially rips off the rest of us as taxpayers.

The More Money for Beer and Textbooks PodcastToday on the podcast we bring on Doug Hoyes, who is a bankruptcy expert to fill us in on some of the finer points surrounding student loans, young adulthood and bankruptcy.  Doug is a regular on the Canadian TV scene (yes, those channels you skip on your way to HBO, Showtime and AMC).  He has appeared on CTV Douglas has appeared on Canada AM, Til Debt Do Us Part,CBC Newsworld, and CTV’s Provincewide.  You can also catch him writing for the Huffington Post or view his website at: http://www.hoyes.com/.

Tune and listen to us chat about:

  • Can you get rid of student loans through bankruptcy?
  • How does student loan debt differ from credit card debt and a line of credit?
  • What are the benefits to declaring bankruptcy?
  • What are the drawbacks to declaring bankruptcy?  What does it look like the day after and how does your life change?
  • We comment on the student loan vs student grant debate that Newfoundland and Labrador have started.
  • Doug lets us in on some of the mistakes he made as a student and why he would definitely avoid them today.
  • We wrap by talking about how cool our student budget is and why you should use it – see we aren’t the only ones that think nerdy excel spreadsheets are ok!Continue Reading

How your Minor Can Land You A Job

A minor course of study could well be the most underrated university activity. But with the job market becoming tighter and more specialized, you may find that a solid minor can land you a job. It may be that extra dimension that makes your resume and job candidacy stand out above the others.

How can a minor be important?

A Minor That Compliments Your Major

Employers are usually looking for candidates who are well-rounded. While being strong in your major is important, having a greater depth of education can be that something extra that an employer is looking for. Having a minor that complements your major can expand your job opportunities.

Related: What Kind of Degree Is Right for Me?

How your Minor Can Land You A JobFor example, let’s say that your major is business management, and you hope to land a position somewhere in middle management at a large firm. A minor in marketing can help to convince a prospective employer that you not only know the fundamentals of management, but also the importance – as well as the basic methodology – of generating income for the company.

Giving Your Major a Twist

A minor can give your major that something extra that an employer may be looking for. For example, let’s say that you major in education, planning to be a teacher. How would a minor in drama look alongside that major?Continue Reading

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