“Don’t call it a comeback – we never left!”
Yah… So about that whole “short break” thing…
Justin and I apologize for our tardiness. We know that it has been awhile since we tossed out a new one of these things. The good news is that now have a bunch of interviews in the hopper and are ready to go. We’d blame our fiancee’s but that wouldn’t end well, so awkwardly moving on…
It’s toughing knowing what questions people want answers or what issues we should specifically be looking at so please let us know! If you have any questions you want us to look up and chat about just throw them in the comments, send us an email using our contact page, or send us an email. If you think you want to come on the show, chances are we’d love to have you, so don’t be a stranger. All it takes is a phone line or a Skype connection!
Today we tackle the world of banking. There is something that gets me increasingly agitated the more I think about it when I look at the business model of banks today. Well, not too agitated because I simply invest in the banks and get my money back on the back end, but it is still pretty illogical to me.
Anyway, we’ll give you some tips to help you beat those nickel-and-dime fees. (Obviously it has been a while since that idiom was created, they’re a lot more than a nickel or dime these days!)
Tune In To Hear Justin And I Talk About:
- What a decent student bank account deal should look like.
- How everything is negotiable.
- Debate the merits of online banking versus traditional “bricks-and-mortar” banks.
- What you should look for as you graduate and banks begin to start to charge you for your everyday banking needs.
- Justin reveals the online bank he has recently switched over to and why he loves it.
- No more waiting in line to deposit cheques at the bank.
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See you next week folks. More Cheers, More Beers, That’s It, That’s All!
As a university student, I’ve always been careful about banking fees, and avoided them at all cost. I currently bank with TD Canada Trust, but not in their Student Account which is an absolute joke. You’re limited to 20 transactions a month, and that includes deposits – not to mention, the additional fees for cheques, etc. At the end of first year, under my dad’s suggestion, I upgraded to their all-inclusive account which had the condition that I maintain 5000$ consistently. To be honest, it was the best banking decision ever. Not only have I had to become more conscientious… Read more »
That is a great deal Louisa. Just out of curiosity what are the fees if you dip below the $5000 threshold? Any idea how it compares to our preferred bank (Tangerine?) it sounds pretty similar. Thank you for your comment and for listening to our podcast! Any thoughts or ideas on what you would like to see more of in order to improve the show?
At the moment, I think I would be required to pay close to $99 in annual fees if I dip below the $5000 threshold. However I actually haven’t looked into Tangerine, but I am planning to explore other banks soon. Especially since I am looking to opening a student line of credit in the near future. A podcast about student lines of credit would be super helpful; with recommendations on what to be prepared for, especially if parents aren’t so willing to cosign (cause mine aren’t!). Thanks for doing such a great job with the podcasts! They’ve been super helpful,… Read more »
Great idea Louisa, I actually had a student line of credit as I went through school. I’ll do some research and see who we could bring on that might know a little more about this.
Thanks again for the feedback. I can’t explain how much we enjoy hearing from people that listen to the show!