The Carnival of Financial Camaraderie #40

Editors Pick

• Jennifer @ My Wife Quit Her Job writes The Ultimate Guide For Pinterest Marketing
• Miranda @ Planting Money Seeds writes What Makes an Interesting Story/Post/Article? Consider the 8 Primary News Values
• Peter @ Bible Money Matters writes How To Put Together A Low Cost Blog Video Setup
• Tom @ Canadian Finance Blog writes How Minimalism Can Save Your Finances
• Tom @ Stupid Cents writes Are You Truly Committed To Paying Off Your Debt?
• Kevin @ Personal Dividends writes Six Money Mistakes New College Graduates Need To Avoid
• Jim @ Retire Happy Blog writes A Disciplined Spending Plan
• Kim @ Balance Junkie writes Time To Get A Real Job

BUDGETING

Lazy Man @ Lazy Man and Money writes Budgeting for Future Purchases – If everyone followed the method of planning ahead, many financial disasters could be averted.

BUSINESS

PPlan @ Provident Plan writes 3 Basic Steps for a Small Business – Starting a small business may sound like a great idea.

CAREER & EDUCATION

Jon the Saver @ Free Money Wisdom writes How to Survive a Layoff – Surviving a layoff is no small feat. It takes patience and a long term goal horizon. One needs to always be checking for new jobs and opportunities.

Daniel @ Sweating the Big Stuff writes The First Three Things You Need To Do If You Lose Your Job – Millions of Americans are out of work. Take these tips to find out what you should do if you suddenly lose your job.

Young @ Young And Thrifty writes Government Job vs Entrepreneurship – The Battle for My Soul – Do I stick with the government job and all of the guaranteed benefits or do I branch out on my own and have complete control over what I can and can’t do?

FINANCIAL ADVICE

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes 3 SUMMER WEALTH BUILDING TIPS – 3 Tips to build wealth and health.

Passive Income Earner @ The Passive Income Earner writes Family Finance: Property and Vehicle Insurance – What is Family Finance you may ask? It’s a new set of topics for family finances that I will be presenting over time regarding the many financial decisions a family must agree on. Agreeing on spending is one of the behaviours that can enable a family to reach financial success and build wealth.

Eddie @ Finance Fox writes How Do You Become Rich? – The key characteristic between the rich and rest of us is their ability to take chances. Without risk the rewards are minimal.

Little House @ Little House in the Valley writes Buy to Rent Ratio – There is something about owning a home and having the freedom to modify it the way I want. Owning a home also makes more sense in the long run; someday the home will be paid off free and clear (except for insurance and taxes of course!) Buying is still in my future, but things will have to line up perfectly. (or close to it.)

Jeff Rose @ Good Financial Cents writes Status Envy – Dangerous Territory or Necessary Push? – We all suffer from some sort of status envy. If you’re one of the lucky ones that doesn’t, congrats. Recently I did a guest post and video for my buddy Baker from Man Vs. Debt where I talked about the danger of comparing yourself to others.

Miss T. @ Prairie Eco Thrifter writes Do You Want Free Phone Calls? Think Again. – The cost (as of 2012) of Google Voice’s ‘free’ service, is your privacy. Google transcribes all of your Google voice conversations to convert them to written transcripts (which you can then access through an internet connected computer). It uses the content from your conversation to send targeted ads to you – and presumably consolidate even more information about you and your ‘private’ life – who you call, who calls you, how often, for what purpose, how long you talk and etc.

FRUGALITY

Dr. Dean @ The Millionaire Nurse Blog writes U Pick Vegetables-6 Reasons I Love To! – Picking your own fruits and veggies may be frugal but there are many good reasons you should give this a shot. Fabulous fresh food is my favorite reason.

L Bee @ L Bee and the Money Tree writes 10 things under $10 that make me smile…. – I am in a bad mood of epic proportions today. EPIC. So I’d been thinking of doing this post for awhile, and what better time than now to recap cheap (often free) things that put a smile on my face? In no particular order: 1) Iced Tea- 2.99 per gallon.

Jeremy @ Modest Money writes Why You Shouldn’t Buy Cheap Pet Food – If you’re a pet owner, you should be aware that you could be taking a huge risk by feeding your pet cheap cat food. You could end up facing big health problems down the road.

Boomer @ Boomer & Echo writes Couples Money: Savers Vs. Spenders – The conventional wisdom in relationships is that opposites attract. It seems very common for a compulsive spender to hook up with a compulsive saver.

INVESTING

Vanessa @ Vanessa’s Money writes So You Want to Start Investing: Mutual Funds – A simple, albeit long, explanation of how mutual funds work and how to pick the one that’s right for you!

Tyler @ Poor Student writes Shorten Your Life With Debt – I recently wrote about how I am working at getting rid of days I have to work by investing to receive dividends. But I got to thinking again about a different way to think about things.

Jester @ The Ultimate Juggle writes Frugal Bike Challenge For Me and My Son – Frugal biking challenge for father and son on the weekends.

Wayne @ Young Family Finance writes Best Approach to Retirement Planning – Find out how your approach to retirement planning can affect your entire life.

Ashley @ Money Talks Coaching writes Saving for Retirement is Like Going on a Road Trip – What if I woke up one Tuesday morning and decided to take my kids to Disneyland that day? Now, I live in Phoenix.

YFS @ Your Finances Simplified writes Home Buying Tips That People Never Tell You! – I would like to talk about home ownership, in particular, mortgages. Now everyone tells you that home ownership is better than renting. Some people would say renting is better than home ownership. I don’t really care what you do-I just want you to do what’s best for you and your finances.

A Blinkin @ Funancials writes Tips To Boost Home Office Productivity – It’s always been a dream of mine to be my own boss and/or work from home, but working from home can be both a blessing and a curse.

SFB @ Simple Finance Blog writes Could You Survive In A One-Car Household? – Changes to my husband’s job could make it more feasible than ever to become a one-car household. But does it really make sense to sell our second car?

Investor Junkie @ Investor Junkie writes Who Offers a Virtual Trading Account? – Many of us are a little wary of investing — especially when it comes to stocks. It’s hard to get started when you aren’t sure you’re doing it “right.” The good news is that it’s possible to use virtual trading accounts to get the hang of the process before you start risking any of your hard earned cash.

OTHER

MR @ Money Reasons writes Reasons for a Non-working Allowance for Kids – This is the reasons for a non-working allowance plan for kids, and my kid’s history with such an implementation of a non-working allowance.

Daisy @ Add Vodka writes Celebrity Tax Avoidance – One of the most infuriating things about saving, particularly if your frugality has been inspired by the current economic climate, is knowing that there are extraordinarily wealthy people out there not paying their dues when it comes to tax.

John @ Married (with Debt) writes A 3 Step Way to Guilt-Free Vacation Spending – When you work hard and save up, you deserve guilt-free spending on your vacation. Learn how to fight back against vacation haters.

Jason @ Work Save Live writes An Envious Life – Money & Success Isn’t Always What It Seems – Money and success isn’t always what it seems, read more to find out what I mean.

Jen @ Master the Art of Saving writes Earn Money Online: Swagbucks – Swagbucks is my favorite way to earn money online, I’ve earn hundreds of dollars from them so far and couldn’t imagine life without it. Different ways to earn..

krantcents @ KrantCents writes The 3 V’s of Success – The 3 V’s of Success is the twenty-second in a series of articles to help you reach your goal.

Aloysa @ My Broken Coin writes Choose ImpulseSave Instead of Impulse Spending – It is funny how sometimes something so mundane and boring like saving money can suddenly become fun, creative and even change one’s perspective on spending. No, I am not a reborn saver. I am still an impulsive spender, but something has changed me. Just a little bit.

Amanda L Grossman @ Frugal Confessions writes Ideas to Save Money on Video Game Addictions – There are four video games I’ve enjoyed in my lifetime: Mario Brothers, Tetris, Sim City, and The Sims.

Ted Jenkin @ Your Smart Money Moves writes The Tax Bomb Is Coming – It would be hard for me not to make some comment on the 5-4 decision last week in the Supreme Court upholding Obamacare.

Maria @ The Money Principle writes Money lessons from unexpected sources: the importance of time – Two money lessons we can take from teenage vampire fiction: money is necessary but not sufficient and getting rich is easy for immortals.

Corey @ Steadfast Finances writes 3 Ways to Teach Your Kids Financial Responsibility – Find out three simple steps to teach your kids financial responsibility.

JP @ My Family Finances writes College degrees Make the Rich, Poor and the Poor, Rich – A college degree may be risky, but it is also a critical element to income mobility.

Kanwal @ Simply Investing writes Why Do Companies Care So Much About Their Share Prices? – When you buy shares in a company, you are generally buying shares from a shareholder who is willing to sell those shares. For example if you buy $1000 worth of shares of Walmart, that $1000 goes to the seller of those shares not to Walmart.

Don @ MoneySmartGuides writes Government Wants You on Food Stamps – A recent story by CNN describes how the US Department of Agriculture is running radio ads encouraging people to sing up for food stamps.

Invest It Wisely @ Invest It Wisely writes Freelancing Revenue Report: My First Three Months in the Trenches – I’m now in my fifth month of entrepreneurship, and things are going well so far. I’m really happy with some areas, and not too happy with some other areas.

PITR @ Passive Income To Retire writes Key Traits of Passive Businesses – Find out what makes businesses with passive income so successful.

Tushar @ Start Investing Money writes Logical Tricks to Find More Money to Save and Invest – Logical Tricks to Find More Money to Save and Invest on Start Investing Money. See if you benefit from these logical tricks

Jason @ Live Real, Now writes Refinancing Through the HARP Program – If you owe more than your house is worth, and want to refinance to today’s low interest rates, you need to check out the HARP program. Millions of homeowners with underwater homes are finding relief in a new version of the Home Affordable Refinance Program (HARP).

Suba @ Broke Professionals writes Professional Profiles: Angela, the Stay At Home Mom – Stay at home mom no more: after four years as a full-time caregiver to her two daughters, this mom is returning to work and hoping to avoid career suicide.

Roger the Amateur Financier @ The Amateur Financier writes Job Hunting Success – Alternative Job Finding Techniques – Check out these alternative job finding techniques for job hunting success

Kevin @ Thousandaire writes Finances are Just One Piece of the Puzzle – You can be responsible financially, but if you don’t take precautions to address disasters then you might not live to enjoy all your money

Shawanda @ You Have More Than You Think writes How to Make Razor Blades Last Longer {Video} – A free and easy trick to make your razor blades last longer. No oil, vinegar or any of that other nonsense is necessary.

Corey @ 20s Finances writes Financial Influence of Government on Young Adults – I am continually reminded of the many ways that governmental policy affects our finances. While we are encouraged to challenge and question the laws put into place, we are often forced to accept certain regulations that have a direct influence on our lives.

Hank @ Money Q&A writes 20 Things I Should Have Known About My Finances At The Age Of 20 – I can’t really remember what got me thinking about this list of what I should have known better about my finances in my 20s. Maybe it was Corey’s list of 16 Ways To Improve Your Finances that make me think. Heaven knows that I have made a few financial mistakes along the way.

Sustainable PF @ Sustainable Personal Finance writes The Dollars and Cents of Your Bathroom – Employ a green approach to your bathroom and see respectable savings.

Kyle @ The Penny Hoarder writes Win $1,000 in our “Hello Summer” Giveaway! (6/20-7/20) – And here we are again to give you a chance to win BIG BUCKS!!! The Penny Hoarder, Happy Home and Family, Diva Fabulosa and a group of amazing bloggers have

Mike @ Rewards Cards USA writes Do You Have To Pay Taxes On Your Credit Card Rewards? – In most cases, credit card rewards probably aren’t taxable. First of all, few of us earn enough rewards for them to be valuable enough to be reported on a 1099 form. But there is also a difference in how various credit card rewards are viewed:

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