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The Carnival of Financial Camaraderie #39

BUDGETING

SB @ One Cent at a Time writes 51 Ways to Get Out Of Debt – A Harvard Business School Graduate recently made headlines for paying off a $90,000 debt load in just 7 months. It’s an amazing accomplishment and shows that it can be done. Here are not one or two but, 51 ways to do that.

Dr. Dean @ The Millionaire Nurse Blog writes Extra Money: What’s Holding Me Up? – Refinance and put extra money in your pocket! What’s not cool about that? So why haven’t I refinanced yet?

Glen Craig @ Free From Broke writes Just Because You Can Spend More, Doesn’t Mean You Should - How many times have you been told that you could actually afford more than what you are planning to spend? Be warned though, it doesn’t mean you should spend more!

BUSINESS

Lazy Man @ Lazy Man and Money writes How to Start an Internet Reselling Business – To start your own Internet reselling business, all you need are a few quick tips to get started. The stories you may have heard of earning million dollar salaries in your first year are likely fairy tales, but if you use common sense and run your business intelligently, there’s no reason why you can’t generate solid profits by selling items online.

A Blinkin @ Funancials writes Saving Money in a Home Office – If you run a home-based business, you probably have encountered this before…Since you’re not in a normal office, should you spend money on expensive equipment? Or are there other alternatives to suite my needs? It’s a question that office workers don’t consider – they just go to their copy room and utilize the vast array

FINANCIAL ADVICE

Jason @ Live Real, Now writes 5 Reasons to Quit Saving and Start Living – There are many good reasons to put your savings on hold in order to really live. Here are five of them:

Jeff Rose @ Good Financial Cents writes How to Avoid Money Problems in Your Marriage – I’ve seen countless marriages ruined all because money got in the way. Either there wasn’t enough of it. Or there was too much of it. One spouse didn’t like how the other was spending it. The other spouse didn’t like to disclose what they were actually spending their money on.

MMD @ MyMoneyDesign writes Life Lessons I Learned from Super Mario – Did you love Super Mario Bros as a kid? Did you know that there were tons of life-lessons packed inside that game? If you don’t believe me, read on and I’ll tell you what I learned from it.

Beating Broke @ Beating Broke writes Bank Makes an Error in Your Favor – What Do You Do? - If the bank makes a $10,000 error, you’ll let them know. But, what if they make a $10,000,000 error? Just how tempting would it be to do just like this guy did, take the money out and put it into overseas accounts where it couldn’t be recovered by the bank, and make a run for it?

FRUGALITY

Amanda L Grossman @ Frugal Confessions writes 20 Ways to Not Spend Money While Onboard a Cruise, and Still Thoroughly Enjoy Yourself – Cruises are not frugal ventures. Just to purchase the airfare and tickets can cost a small fortune, let alone actual spending once you reach your travel

Jeremy @ Modest Money writes Why I Don’t Want A Smartphone – Ok I admit that part of me does really want a smartphone, but I am just not willing to get one right now. With my current situation, the negatives simply outweigh the positives.

Miss T. @ Prairie Eco Thrifter writes Why You Should Live Green – If you, like me, have decided to support the movement towards making greener choices in your life, I have previously published some articles that will show you different ways you can save money by going green. I guess you could even take the view that, if it’s going to save you money, you may as well do it whether you believe the climate change story or not.

INVESTING

Penny Thots @ Penny Thots writes Is It Time to Buy Facebook Stock? – If you had read my post on May 31st about investing in Facebook without fear, you would know that it is probably time to make a purchase.

Robert @ The College Investor writes Zynga Stock: Can You Play the Long Poker Odds? – Investing is a little like prospecting for gold. There are billions of dollars to be found somewhere in corporate filings at any given time. It just requires digging. Lots and lots of digging. In light of Zynga’s rapid descent from its IPO (the stock trades at a 48% discount to its IPO price), this company may have a unique diamond in the rough.

Teacher Man @ Young And Thrifty writes TFSA vs RESP Contributions – n the past we have compared RRSP and TFSA accounts, and RESP vs RRSP accounts, so today we’re going to do a head-to-head comparison of TFSA vs RESP contributions.

MR @ Money Reasons writes Victory With REITs? – This is the victory that I’ve been having with REITs over these past 3 or 4 years. It’s been an exciting time!

101 Centavos @ 101 Centavos writes More Random Tips for the Kitchen – Yet another recycled post while we’re away galavanting around Europe. This one originally published in November 2010. More random tips for the kitchen: (1) Forget the salad spinner. It just takes up space in your cabinets. Rinse the greens in a regular colander, then place them on a clean kitchen towel.

Corey @ 20s Finances writes We Set Up a Fun Budget – I have previously talked about our jump in income over the past year. For those who don’t know, I started making a little money on the side from my new hobby and my wife got a promotion. We have been very diligent in saving and putting money towards retirement, but we never really gave in to some of our wants.

L Bee @ L Bee and the Money Tree writes What my father taught me about customer service. – I was busy yesterday celebrating father’s day! We met my brother for lunch and then went shopping at the outlet center and I did not get home until 6:30 or so and had to finish up the article due on my first freelance assignment.

Jason @ Work Save Live writes What To Do When Selling a House – 7 Things To Get it Ready to Sell – What To Do When Selling a House After looking at potential houses to buy over the last month, it AMAZES me how many people simply don’t get their house ready to sell.

Tushar @ Start Investing Money writes Got Credit Card Debt? Then Don’t Invest – As you’ll no doubt have noticed, the whole idea behind this website is to encourage and guide you in the process of investing money. But there are always caveats to this procedure. The main one is to note that debt should always be taken care of first.

JP @ My Family Finances writes Frugalistas Know Better Than Income Over-Acheivers – I want to increase my savings; should I focus on cutting the frills from my budget or pursue new sources of income? Although most writers would agree that both are useful, bloggers tend to split into two groups: Frugalistas and Income Over-Acheivers?

Jen @ Master the Art of Saving writes 5 Things To Consider Before Buying Your First Home – When the idea of buying a home first came to mind, years ago, I set some conditions to meet first. I figured that I would know I was ready to buy my first home.

SFB @ Simple Finance Blog writes Is It Worth Holding Out For Your Home’s Asking Price? – $5,000 isn’t chump change – but it’s not the whole picture when trying to figure out whether to drop your asking price when your home’s on the market.

Jon the Saver @ Free Money Wisdom writes Things to Consider When Opening a Roth-IRA – There are some things you need to consider before opening a new Roth-IRA account. With this new knowledge, you can be confident in a new account.

Peter @ Bible Money Matters writes My Top 5 Favorite Banks and Brokerages – While I think it’s good to be constantly reviewing what’s out there, I think it’s also good to share which bank accounts I actually use so that people can know which ones I trust with my own money. So today I want to share my top 5 favorite online banks and brokerages.

OTHER

PITR @ Passive Income To Retire writes Funding New Business Ideas – Find out how I plan to fund new business ideas and why a small cash flow gives me the advantage.

Wayne @ Young Family Finance writes How to Save Money when Traveling – The past few weeks have been really busy with my family. My wife and I have been going to weddings left and right, as well as taking our annual vacation.

Suba @ Broke Professionals writes Crucial Questions To Ask When Hiring A Financial Planner – Crucial Questions To Ask When Hiring A Financial Planner is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. It can be difficult to hire someone who isn’t in your field of expertise.

YFS @ Your Finances Simplified writes Why Mint isn’t better than Yodlee – While Mint is touted as one of the better online financial aggregators, it is not the best option for everyone. Yodlee.com is!

Aloysa @ My Broken Coin writes Battling Shopping Addiction: Making Behavioral Changes – Do you have Shopping Addiction? Learn how to Battling Shopping Addiction by making behavioral changes.

Hank @ Money Q&A writes Why Every Renter Needs Renters Insurance – Every renter should have and needs renters insurance. Renters insurance is far too cheap and covers too many of your personal possessions not to protect yourself.

Daisy @ Add Vodka writes Informal Learning Through Blogs – I am a huge advocate for lifelong learning. I think it’s important to continuously develop oneself, learn new things, and gain new skills.

Dave @ 6400 Personal Finance writes Who Reads Personal Finance Blogs? – I take a humorous look at website traffic data provided by Alexa for dozens of well-known personal finance blogs. While the tone is meant to be tougne-in-cheek the underlying message is to diversify your income streams and make sure you are willing to think outside the box when it comes to managing your money.

Kevin @ Thousandaire writes Cut Your Own Hair and Save $240 a Year – You can save a bunch of money by cutting your own hair instead of paying someone else to do it.

Passive Income Earner @ The Passive Income Earner writes High Interest Account Review – We all keep some cash around for paying bills, for future spending or simply for emergency. While we may only keep that money for weeks or months, we all want to have it earn the best interest possible while it remains in the bank.

Maria @ The Money Principle writes There is nothing wrong with quitting; but you have to know what to quit and why are you quitting – We consider persistence important but it is even more important to decide what to quit and when to quit. The dip provide a reference frame.

Jester @ The Ultimate Juggle writes Ways to Start a Business – Find out some of the many ways you can create your own business that don’t require taking out loans.

Don @ MoneySmartGuides writes You Don’t Have to Be Rich to Give Back – When thinking about giving to charity, there is a misconception that you need to have money in order to donate. This is not true. You don’t have to donate money. You can donate goods and time as well.

krantcents @ KrantCents writes The 3 U’s of Success – The 3 U’s of Success is the twenty-first in a series of articles to help you reach your goal.

Sustainable PF @ Sustainable Personal Finance writes Why You Don’t Want to Keep Up with the Joneses – Most of us have heard about keeping up with the Joneses, this article explains why you definitely should not do this!

John @ Married (with Debt) writes Push Yourself, But Not Over a Cliff – If you’ve been following our debt payoff progress reports, you know that we are two months away from paying off approximately $100,000 in consumer and student loan debt.

Corey @ Steadfast Finances writes The Hidden Costs of Owning a Smart Phone – Smart phones can be great to use, but they can cost an arm and a leg. Find out if it is worth the cost.

Luke @ Learn Bonds writes Avoid This Common Mistake: Bond Funds are Not Only About Income – Although most investors in bond funds focus on Yield, there are actually 4 components to a bond fund’s return. Those who focus only on yield are missing the big picture, and could lose money as a result. The most important number is the fund’s total return, which is made up of the following 4 components:   1.

Kyle @ The Penny Hoarder writes 9 Ways for Slackers to Make Money Playing Games – Nothing is better than making money from something you already love doing and after two years of writing for this blog, I’m starting to believe it’s possib

Eddie @ Finance Fox writes No Degree? No Problem! 8 Six Figure Jobs That Don’t Need A Degree – There are many people who do not participate in post-secondary education, and still become successful earning six-figure incomes.

Shawanda @ You Have More Than You Think writes How Do I Get Out of Credit Card Debt? – Credit card debt is some of the most crippling debt you can have. You’re wise to get rid of it ASAP. Here are four ways ways to get out of debt without earning more money.

Invest It Wisely @ Invest It Wisely writes Living to 100 and Beyond: Building an Infinite Portfolio – This is the fourth and final post in a series of articles on living to 100 and beyond. In this post learn about the importance of creating an infinity portfolio!

Daniel @ Sweating the Big Stuff writes Is An Allowance for Kids A Good Idea? – How should kids be taught about money? Is an allowance a useful tool or is it bad for children?

Ryan @ Early Retirement Investments writes Spread Betting and the Stock Market – Learn about spread betting and the stock market, perhaps it is a strategy that you can use?

Jeff Rose @ Life Insurance by Jeff writes Level Term Life Insurance Rates – Those who think it may be too expensive or difficult can get can rely on level term insurance. This type of insurance has no surprises. The premiums stay the same for the entire time you have it, meaning you can work it around your own life.

Philip presents @ PTMoney writes The Most Important Money Saving Tip - In the midst of many great tips on saving money, this article shares that there is one tip that applies to nearly every financial decision made. Students can benefit from the information, too.

Carnivals

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The Carnival of Financial Camaraderie #39, 4.5 out of 5 based on 2 ratings
By on June 30, 2012 · 10

10 Responses to The Carnival of Financial Camaraderie #39

  1. krantcents June 30, 2012 at 6:43 PM #

    Thanks for the inclusion and hosting, I really appreciate it.

  2. Dave @ 6400 Personal Finance July 1, 2012 at 1:46 AM #

    Thanks for including my submission .

  3. Dr Dean July 1, 2012 at 11:25 PM #

    Thanks for including my post.

  4. Jen @ Master the Art of Saving July 9, 2012 at 4:33 PM #

    Thanks for hosting the carnival and including my post. :-)

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